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Terms of Use
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This website requires consideration for and as a condition of allowing you access.
Reading and accepting the terms of use and reading and accepting the provisions of the privacy policy of this website are required considerations for the website granting you the right to visit, read or interact with it.
All persons are denied access to this site unless they read and accept the terms of use and the privacy policy.
By viewing, visiting, using, or interacting with this website or with any banner, pop-up, or advertising that appears on it, you are agreeing to all the provisions of this terms of use policy and the privacy policy of this website.
All persons under the age of 16 are denied access to this website. If you are under 16 years of age, it is unlawful for you to visit, read, or interact with this website or its contents in any manner. This website specifically denies access to any individual that is covered by the child online privacy act (COPA) of 1998. Individuals between the ages of 16 and 18 are granted permission to use our website only with the permission of their parent or guardian.
This website reserves the right to deny access to any person or viewer for any reason. Under the terms of the privacy policy, which you accept as a condition for viewing, the website is allowed to collect and store data and information for the purpose of exclusion and for many other uses.
The terms of use agreement may change from time to time. Visitors have an affirmative duty, as part of the consideration for permission to view this website, to keep themselves informed of changes.
PARTIES TO THE TERMS OF USE AGREEMENT
Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as “Visitors,” are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as “Website.”
USE OF INFORMATION FROM THIS WEBSITE
Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidate damages in the amount of US$100,000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.
OUR SERVICES
Warm Transfer Insurance Leads is not an insurance agent, insurance agency, insurance brokerage, insurance carrier, insurance company, or other insurance or financial services provider. All insurance marketing products featured on this website are not sold by us. You are merely requesting free insurance leads and service information from our insurance lead providers. We serve as a third party referral service which allows insurance agents, insurance agencies, insurance brokerages, insurance carriers, insurance companies, and other insurance or financial service providers (“Providers”) to obtain highly targeted and ready-to-buy insurance leads in the form of qualified insurance shopping prospects (“Prospects”); all Prospects and Providers are collectively referred to as our website’s “users”. Transactions between any Prospect and any Provider occur after Prospects willingly submit all the information required by the insurance leads generation service companies we affiliate with.
This website does not provide any insurance, tax, legal or any other financial advice; and as such any articles found on this website should be used as a reference only that should be discussed with a qualified marketing professional pertaining to the article topic in question. We do not guarantee that any of the any of the Prospects who complete an application will contact Providers or agree to obtain insurance or other financial services; as this falls under the venue of each Prospect’s insurance needs at the time of Provider contact with the Prospect and other factors beyond our control. However, Prospects who have taken their time to submit their insurance quote requests are extremely likely to follow through as they are actively seeking to obtain insurance. If you're a Provider who needs personal or professional advice pertaining to your insurance marketing needs, please consult with the insurance leads service that you've chosen to fulfill your free insurance leads trial request(s).
In no event shall website, its principals, agents or employees, be liable for any damages whatsoever, without limitation, arising out of or in connection with the utilization of this website by you, whether through submission of information or as a result of business transactions involving insurance shoppers and any insurance agents, insurance agencies, insurance brokerages, insurance carriers, insurance companies, and other insurance or financial service business entity listed on this site.
OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE
The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website. It is unlawful to use the domain name associated with this website as “invisible” or visible keywords on your website without the express permission of the domain name owner. By viewing and then unlawfully using a name, product, brand, whether or not copyrighted or trademarked, whether visible or invisible to the casual visitor, you agree to pay damages of no less than USD$100,000.00 plus all court costs and attorney fees if you are found to have violated this provision.
HYPERLINKING TO SITE, CO-BRANDING, “FRAMING” AND REFERENCING SITE WHETHER BY VISIBLE LINKING OR INVISIBLE KEYWORD PLACEMENT ON YOUR SITE IS PROHIBITED
Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the url (website address) of this website in any commercial or non-commercial media without express permission, nor are you allowed to ‘frame’ the site. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages. By viewing this site and then unlawfully using a name, product, brand, whether or not copyrighted or trademarked, whether visible or invisible to the casual visitor, you agree to pay monetary damages (liquidated damages) of no less than USD$100,000.00 plus all court costs and attorney fees if you are found to have violated this provision. As a general rule, this website is pleased when another site chooses to acknowledge it or reference it and this provision is not meant to cover “friendly” reference instances. However, sites and the persons behind those sites that attempt to demean this site or profit from it without compensation are liable for damages and this prohibition clause will be strictly enforced. If you have doubts, request express permission before using this site’s name or referencing it. Further, any attempt to use the site’s name or the contents thereon that could cause financial or reputational damage to the site is strictly prohibited, whether the use is obvious or invisible using various coding embedding techniques.
Exceptions:
1) You may link back to pages on this website that display social media Bookmarking or Sharing icons, provided that your back links to us are not redirects.
2) You may reprint articles from this website that contain our author resource boxes on your website, provided that our articles and author resource box hyperlinks are unchanged.
3) You may link back to our home page directly by using the linking information available here.
DISCLAIMER FOR CONTENTS OF SITE
The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume all the risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.
DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS.
The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor’s computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.
DISCLAIMER FOR HARM CAUSED BY DOWNLOADS
Visitor downloads information from this site at this own risk. Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.
LIMITATION OF LIABILITY
By viewing, using, or interacting in any manner with this site, including banners, advertising, pop-ups, or downloads, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.
INDEMNIFICATION
Visitor agrees that in the event he causes damage, which the Website is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the Website for all.
SUBMISSIONS
Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the Website, which it wishes to forever allow the Website to use in any manner as it sees fit. “Submissions” is also a provision of the Privacy Policy.
NOTICE
No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.
DISPUTES
As part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to our free quotes request service, including solicitation issues, privacy issues, and terms of use issues.
Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Free Quotes Service website.
In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
JURISDICTION AND VENUE
If any matter concerning our Free Quotes Service shall be brought before a court of law, pre- or post-arbitration, Viewer, visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. Bismarck, Burleigh County, North Dakota. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Free Quotes Service website operator’s postal address.
APPLICABLE LAW
Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Free Quotes Service website.
CONTACT INFORMATION
COPYRIGHT AND LICENSE
This “Terms of Use” © 2003-2008 by Mining Gold Corporation and Nevada Processing Center, Inc (888) 214-3349, and is fully licensed for use by this website. If you wish to lawfully use this Terms of Use on your website, contact support@internetlawcompliance.com for licensing information or visit legal documents website at http://www.internetlawcompliance.com.
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